Wednesday 16 November 2011

Tips for Secure Mobile Banking

Due to the competition as well as the growth of the Information technology, we can able to enjoy the technologies in each and every moment. But here, when we talk about the banking industry, almost all banks are started to provide the mobile banking services to their customers with the help of banking software companies in order to enhance better customer experience. mobile banking solutions have lot of benefits; it saves the costs, times to both customers as well as banks and provides unparalleled service to customers. But customers must have to keeps some tips in mind when using mobile banking for their secure and safety mobile banking. The following are some secure mobile banking tips,
    
Do not Follow Links

Never follow the links which looks like a banking link which has been sent by the third party through email or in text message. If you followed that like, it will lead to spoofed website. Then it will ask about your information such as account number and PIN numbers. It is recommended to close that site. Always use to go to your bank website by typing their address on browser, better book mark it and go with that link.

Avoid Mobile Banking While on Public Networks

Never use the public networks like wi-fi for mobile banking. Better to use your cellular network for banking and disable the Wi-Fi.There are many chances to read your secured information on public network. Simply public connections aren’t secure mobile banking when you are using smart phones or other mobile devices.

Use Official Bank Applications

Nowadays with the help of banking software companies, there are many banks now offer official mobile banking applications for Smartphone such as iPhone, Blackberry, Androids and more. These applications always encrypt the data and send across a network. Make sure the application sanctioned by your bank before you download and install it. Most banks will include a mobile banking apps section on their official bank web sites to let you know about their products.

Be Careful of What You Download

Make sure the mobile app development was reputable one before downloading and installing the mobile bank apps. There are many chances are available to malware and could try to access your information. Do a little research before you download mobile applications, it is not only for mobile apps and for all apps.

Keep Track of Your Mobile Device

All mobile devices and smart phones have the facility of digital locking mechanisms. Better you should use it, so that this security might be enough to keep a thief from accessing your bank account before you can report your phone as missing.

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